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Allocate Assets

Allocation - Ultra ConservativeBefore investing, it is critical to know what types of securities should be sought. Historically, about 90% of the rate of return of a portfolio is determined by asset allocation. Further, cash needs, time horizon, and risk tolerance need to be considered. Money earmarked for retirement in 3 decades should be handled differently than funds needed for a house in 3 years or groceries in 3 weeks.

When opening an account, it is important for us to know if we are managing all of your investment assets or only a portion. If we are handling the bulk of your liquid wealth, we will execute a thorough assessment of your goals, attitudes towards risk, and other facets that should affect the manner of managing your funds. If we are assigned only a portion of your wealth, we will work with you to determine the investment objectives of our part of your portfolio.

Allocation - ModerateIndividual clients utilize us for:

  • all of their investments
  • all of their stocks
  • all of their bonds
  • balanced accounts for which we jointly determine asset allocation

Before investing, you (and we) should know your appropriate asset allocation, and what part we will be managing.