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Plan Features

 

Participant benefits Include:

Free investment counseling
24/7 account access
Online enrollment
Optional automatic rebalancing
Direct access to Morningstar & prospectuses
Plan highlights & description on demand
Transactional & contribution history
Online loan, rollover, distribution requests
Downloadable, customized statements

Administrative benefits include:

Online management tools & reports
Toll-free phone support
Signature-ready Form-5500 & related schedules
IRS Form-1099 automatically filed & issued
Non-discrimination testing (as needed)
Downloadable summary plan description
Online administrative guide & plan documents
Downloadable trust reports and statements
Online approval of loans, rollovers & distributions

Plan design features include:

Employee deferrals
Employer matching contributions
Roth contributions
Hardship withdrawals
Participant loans
Rollovers
Multiple vesting schedules
Automatic enrollment
Automatic deferral increases

Investment selections include:

Model portfolios
6 risk targeted categories
Continual monitoring of constituent funds
Automatic weight adjustments when merited
Dozens of no-load funds with free transfers
Selection includes index, sector, and foreign
Brokerage account option
Participants can self-direct or have us invest