Third Party Custodian

All client assets are held at a major brokerage. Most are at TD Ameritrade. Clients have sole authority over any payments made to other parties or cash withdrawals.


FDICCash in each brokerage account at TD Ameritrade is swept into TD Bank, where it is backed by FDIC (Federal Deposit Insurance Corporation) insurance for up to $250,000. Another $250,000 cash above that, as well as all the securities, are backed by SIPC (Securities Investor Protection Corporation) insurance. Further, TD Ameritrade provides an additional $149.5 million in protection to each client from London based insurers.


SIPCUnder the topic of safety we like to reiterate one tenet of our investment philosophy; our belief in the propriety of diversification. As we reduce the unique risk of specific exposures, we increase safety.


Our clients have 24/7 access to their accounts online. Clients can opt to receive confirmations – via email or paper – of every transaction and all pertinent notifications. We keep our clients well informed, but they always have direct access to their assets.