Business 401(k) plans
Lower costs, CFP® guidance for every employee, and less admin with one accountable partner.
Why companies choose Byrne Asset Management
Lower total costs, comprehensive planning for employees, streamlined administration, and one accountable partner.
Lower total costs
We design plans with transparent, itemized fees and low cost investment options. The goal is a materially lower all in cost for your company and your employees. If you want a benchmark, we will compare your current disclosures and quote before you decide.
CFP® guidance
Employees can book one on one time with a CFP® professional at no extra cost. They leave with a simple action list they can follow right away, which reduces repeat questions for HR.
Streamlined admin
We keep payroll feeds clean, flag exceptions early, and deliver one concise summary each pay run. We map contributions, reconcile totals against payroll and custodian records, and track testing, notices, and filings on a clear calendar. You spend less time chasing corrections and have an audit ready trail when questions come up.
One accountable partner
You work with one SEC registered advisor who owns the details: investment lineup, employee education, and documented responsibilities. No handoffs or guesswork. You have a single accountable contact.
Who this is for
Owners, HR, and employees who want clarity and results.
Owners
Offer a benefit you are proud of without adding workload. You get transparent costs and a concise quarterly snapshot.
HR and payroll
We maintain clean feeds, surface exceptions early, and provide one concise summary per pay run.
Employees
Clear choices and direct help. Employees meet with a CFP® professional and leave with an actionable plan.
How it works
A simple process that fits your schedule.
Plan together
We learn your goals, budget, and team. You approve a clear design and lineup.
Connect payroll
We link your system, map contributions, and test everything. You review one clean summary per run.
Educate your team
Employees book sessions with a CFP® professional, get practical guidance, and a short written action list.
Stay on track
We keep testing, filings, and notices on schedule and send updates that show what happened and what is next.
A platform built for real people
People
- CFP® sessions at onboarding and open enrollment
- Clear allocation and savings target
- Written action list in plain language
Investments
- Low cost index funds as the foundation
- Model portfolios with periodic rebalancing
- Optional self directed window for experienced savers
Costs
- Transparent, itemized pricing
- All in costs shown before you decide
- Plain language invoices and disclosures
Administration
- Payroll feeds mapped and checked every run
- Contributions posted on time
- One point of contact who answers quickly
Trusted partners for accuracy and security
Your plan is administered and supported by established providers.
ADP and Charles Schwab are unaffiliated. No sponsorship or endorsement is implied.
Lower your costs, lighten your admin, and give your team real guidance
Curious whether your current plan is costing too much or creating avoidable work. Take 15 minutes and find out.
Book a 15-minute plan check