This Is Not the Time to Over-Reach for Yield
![Table of default rates](https://www.byrneasset.com/wp-content/uploads/2011/01/blog-finance-reach-for-yield-240x180.jpg)
The adage that there is no free lunch is quite germane in the realm of fixed income investments: the greater the return, the greater the risk. With money market accounts yielding next to nothing, 5-year treasury bonds offering about 2%, and bank