Education Funding

The cost of education has risen more than most other expenses over the past few decades, and it was already high back then. For many, it is a necessary burden through which we hope to propel the dreams of our children, grandchildren, and perhaps ourselves.

We can help.

We can explore the benefit of tax advantaged accounts like 529 College Savings Plans, Coverdell Education Savings Accounts, and even IRAs. If financial aid is to be sought, we can present helpful strategies through which to approach the application process. Gifting is always helpful; we can introduce tactics that maximize the impact.

If loans seem necessary or beneficial, we can help you minimize the long-term cost. Most school aid packages will steer borrowers toward Perkins, Stafford, and PLUS loans. We can explore the potential benefit of tapping home equity and low-interest lines on managed assets.

Indeed, education need not be regarded as a burden. It is an enhancement to life with a financial impact that can be minimized.